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Offering an excellent retirement plan can be key in attracting and retaining top talent. In today’s 401(k) marketplace, our experience tells us plan sponsors are looking for four main benefits: 

  1. Minimal implementation costs
  2. No stress compliance
  3. Solid track record from the investment options
  4. Quality client service and employee education resources

Let us show you how an Oxford advised 401(k) platform achieves all of these goals for you.

 

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THE OXFORD ADVISED 401(K) PLATFORM ACHIEVES ALL OF THESE GOALS FOR YOU:

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FEES

Did you know that a 401(k) plan with 20-100 employees and $1,000,000 to $5,000,000 in plan assets pays a total of 1.40% per year on average for plan administration and fund expenses? That doesn’t even include what the plan might be paying a financial advisor to service the plan!

Do you wonder if your company’s plan is paying too much? Use the chart below for an estimate of total plan administration and fund expenses under a plan advised by Oxford:

 

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Am I a Good Fit?

  • Businesses with less than 100 employees and at least $1,000,000 in 401(k) plan assets who value providing a quality retirement savings program for their employees
  • Small business owners who are concerned about keeping up with the fiduciary liability of offering a retirement plan to employees
  • HR executives who seek a very low-cost retirement plan for their employees combined with high-touch financial planning and employee education
PLAN ASSETS
    $1M $2M $3M $4M $4M  
# OF PLAN PARTICIPANTS  10 0.59% 0.37% 0.30% 0.27% 0.25%  
20 0.59% 0.37% 0.30% 0.27% 0.25%  
30 0.66% 0.41% 0.33% 0.29% 0.26%  
40 0.74% 0.45% 0.33% 0.30% 0.28%  
50 0.81% 0.49% 0.38% 0.32% 0.29%  
60 0.89% 0.52% 0.40% 0.34% 0.31%  
70 0.96% 0.56% 0.43% 0.36% 0.32%  
80 1.04% 0.60% 0.45% 0.38% 0.34%  
90 1.11% 0.64% 0.48% 0.40% 0.35%  
100 1.19% 0.67% 0.50% 0.42% 0.37%  

The above illustration is only comparing fees for plan administration and fund expenses and therefore does not include any comparison between the advisory fees paid to the current plan advisor vs. Oxford as the plan advisor. To minimize plan costs, the Oxford advised plan currently uses passively managed index funds. The mutual fund expenses shown are based upon the internal expenses of the current recommended fund lineup, which is subject to change and can vary by plan depending on the individual plan sponsor’s goals and objectives.

This fee illustration is provided solely as an example based on the assumptions and plan information provided. This is an estimate only and is not a guarantee of any particular results. Actual results for your plan may differ. This illustration is not intended to be investment advice or a recommendation to purchase, sell, or hold any investment. Oxford Financial Partners assumes no liability for use of this illustration by any third party.

Case Studies

Engineering Firm in Cincinnati, OH

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Car Dealership in Cincinnati, OH

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How can we help you optimize your 401(K) plan?

Call us today for a consultation!

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